Our Commitment To Privacy
Your privacy is important to us. To better
protect your privacy we provide this notice explaining our
online information practices and the choices you can make
about the way your information is collected and used. To make
this notice easy to find, we make it available on our homepage
and at every point where personally identifiable information
may be requested.
The Information We Collect:
This notice applies to all information
collected or submitted on the #1 American Financial website.
On some pages, you can apply to receive rate quotes. The types
of personal information collected at these pages are:
Name
Address
Email address
Phone
number
(etc.)
The Way We Use Information:
Any information obtained by #1 Mortgage
Refinancing, its authorized affiliates, lenders, brokers,
successors and/or assigns will be used for the purpose of
determining the eligibility of a loan applicant. Information
obtained may be submitted to an authorized third party to
determine credit worthiness and eligibility of a loan
applicant.
Automatically Gathered Information.
#1 Mortgage Refinancing automatically collects
your browser type and browser software version to tailor the
presentation of the services to your platform and to maintain
a record of your activity on the #1 Mortgage Refinancing
web-site. #1 Mortgage Refinancingmay also use cookies to
enable users to specify unique preferences and to track user
trends and patterns. Users always have the option of disabling
cookies via their browser preferences. If you disable cookies
on your browser, please note that some parts of our #1
Mortgage Refinancing site may not function as effectively or
may be considerably slower. As an automatic process, our web
server software records a log file of IP addresses that access
the #1 Mortgage Refinancing web-site. We also collect IP
address information but do not ordinarily link IP addresses to
Users Personally Identifiable Information.
How We Use Information.
We use Personally Identifiable Information for
our own internal purposes including contacting you via email
to inform you about updates to our services and providing you
with other information that we deem necessary. We reserve the
right to disclose your information as required by law. We do
not rent or sell our Users Personally Identifiable Information
to third parties.
Finally, we never use or share the personally
identifiable information provided to us online in ways
unrelated to the ones described above without also providing
you an opportunity to opt-out or otherwise prohibit such
unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain data
accuracy, and ensure the correct use of information, we have
put in place appropriate physical, electronic, and managerial
procedures to safeguard and secure the information we collect
online.
Limitation of Liability.
a. Neither #1 Mortgage Refinancing nor its
parent, affiliates or subsidiaries are liable for any loss or
damage caused by a visitor's reliance on: (1) any information
or (2) any product or service obtained through this Site or a
Linked Site. Visitors are responsible for assessing the
accuracy and completeness of any information obtained from
this Site or a Linked Site.
b. Neither #1 Mortgage Refinancing nor its
parent, affiliates or subsidiaries are responsible or liable
for any inaccuracies, errors or omissions in the Content or in
the products or services offered on this Site or a Linked
Site.
c. Neither #1 Mortgage Refinancing nor its
parent, affiliates or subsidiaries are liable in any way for
any indirect, special, punitive, consequential, or indirect
damages in connection with the use of this Site or a Linked
Site or with the delay or inability to use this Site or a
Linked Site, whether or not #1 Mortgage Refinancing is made
aware of the possibility of such damages. This limitation
includes, but is not limited to, the transmission of any
viruses or Trojan horses that may affect a Visitor's
equipment, failure of any electronic or telephonic equipment,
communication or connection lines, unauthorized access, theft,
operator errors, or any force majeure. #1 Mortgage Refinancing
does not guarantee continuous, uninterrupted or secure access
to this Site or a Linked Site.
d. By applying, this does not obligate #1
Mortgage Refinancing, its authorized affiliates, lenders,
brokers, successors and/or assigns to make a loan to any
applicant, nor does it imply an offer to lend or loan to any
applicant.